Getting pre-approved when shopping for a home loan can be a big benefit. Getting pre-approved involves completing a mortgage application, providing the needed documentation, and having a loan officer run this application and documentation through an automated underwriting engine to see if a conventional, FHA, or VA lender will conditionally approve your loan based on that data. This can be done for both purchase and refinance loans.
We understand that a home loan consumer does not want to have several mortgage companies run their credit report in order to shop home loan rates and fees. If you know what your middle credit score from the three major credit bureaus is we are happy to provide you a home loan quote based on your stated score so you can see how we stack up against the competition. It is then easier for you to compare our rates and fees against other lenders so you can make a more informed decision.